Liability Insurance
Use us for your liability insurance and we will refund 50% of the commission we receive (terms apply).
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Income Protection Insurance
When Illness or Accident Stops You Working
- Once your cover is accepted cover is permanent and cannot be cancelled by the provider.
- Benefits can be payable after just 3 days of illness or accident! ideal where prompt payment is required for the employed or self-employed (Not available on budget cover).
- Claim paid if you cannot do your own occupation as a result of any sickness or accident.
- Replacement income is paid until you return to work or throughout your working life to the end of the plan term! (Or limited to 1 or two years for budget cover).
- Multiple claim policy.
Limited Offer £75 Cashback
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Pioneer Professional Income Protection
Offers those in low risk typically office based occupations exceptional value where you drive LESS than 25,000 business miles per year. With the option to have benefits payable after just 3 days! Ideal for self-employed or employed.
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Pioneer Personal Income Protection
For those who's occupation is more hands-on/manual OR where you drive MORE than 25,000 business miles a year. With OWN OCCUPATION cover and option to have benefits payable after just 3 days! Ideal for self-employed or employed.
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Pioneer Budget Income Protection
Budget income cover offers a claim period limited to 1 or 2 years to reduce the cost of cover. No minimum income required. Ideal for self-employed who have no evidence of income or the employed wanting to cover more than 50% of their earnings.
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Call us now on FREEPHONE 0800 022 6571
Own Occupation - Disability Definition
An important aspect of the plan is that a claim can be considered should you become unable to do your own occupation. This definition clearly offers the highest protection as a claim will be paid should you be unable to do your own occupation. However most income insurance providers only offer this high definition of cover to those who are in low risk occupations but we offer OWN OCCUPATION cover for all but the very highest risk occupations.
Liability Insurance - Cashback Terms
Use us for your liability Insurance cover and we will give you cashback after acceptance of your policy.
- Cashback is paid after the second month and once you have made the 2nd monthly payment (if paying monthly).
- Policy premium must be £75 per year or more to qualify for cashback.
- The cashback is a rebate of our commission, which is paid in advance of the earnings period. Cashback is only paid on the basis that you maintain the cover for the commission earnings period or longer typically 12 months. Should the policy stop or be altered within this earnings period the provider may request repayment of any unearned commission from us and you agree to repay on our demand your percentage share based on the percentage paid to you as cashback.
- We reserve the right to delay paying the cashback until after the commission earnings period if we suspect the policy has been taken out for the sole purpose of acquiring the cashback with no intent of maintaining the cover.
- These cashback terms do not affect your Statutory rights.
- We reserve the right to alter these terms at anytime and if we do shall take immediate effect.
Cashback terms last updated 25th July 2010
