Liability Insurance
Use us for your liability insurance and we will refund 50% of the commission
we receive (terms apply).
Income
Protection Insurance
When Illness or Accident Stops You Working
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Cover is PERMANENT. Once your accepted cover
cannot be cancelled by the provider. |
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Option to have benefits payable after just 3 days of illness / accident! ideal
for the employed or self-employed
where prompt payment is required (Not available on budget cover). |
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Benefits are paid if you cannot do your OWN OCCUPATION
as a result of sickness or accident. |
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Benefits are payable until you return to work or the end of the plan
term! (Or limited to 1 or two years for budget cover). |
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No limit on claims (multiple claim policy). |
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98.1% of all claims received during 2008 were paid and
94% in 2009. |
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Cover Excellence Awards 2009: Individual Income Protection, Winner. |
Special
Cashback Offer 1 Month Free
Exeter Professional Income Protection
- Offers those in low risk office based
occupations exceptional value.
- Provides a replacement income if sickness or accident
stops you working.
- Option to have benefits payable after just 3 days! Ideal for
self-employed.
- Protects you if you cannot do your Own Occupation
(The highest level of protection).
- Get 1 Month Free as Cashback
(terms apply)
Compare
Quotes
Apply
Now
|
Exeter Personal Income Protection
- For those who's occupation is more hands-on/manual get exceptional
cover.
- Provides a replacement income if sickness
or accident stops you working.
- Option to have benefits payable after just 3 days! Ideal
for self-employed.
- Protects you if you cannot do your Own Occupation
(The highest level of protection).
- Get 1 Month Free as
Cashback (terms apply)
Compare
Quotes
Apply
Now
|
Exeter
Budget Income Protection
- Claim period limited to 1 or 2 years to reduce the cost of
cover.
- Provides a replacement income if sickness
or accident stops you working (claims are limited to
a max of 2 years).
- No evidence of income required to support a claim Ideal for
self-employed or those on low income.
- Protects you if you cannot do your Own Occupation
(Highest level of protection).
- Get 1 Month Free as Cashback
(terms apply)
Compare
Quotes
Apply
Now
|
Compare Standard Income Protection
- Option to have guaranteed premiums (fixed for the life of
the plan).
- Provides a replacement income if sickness
or accident stops you working.
- Option to have benefits payable after just 4 weeks (low risk
occupations only)
- Cover terms will vary based on your occupation (Own
occupation cover, may not be an option).
- Limited offer £75 cashback (terms
apply)
Compare
Quotes
|
Call us now on FREEPHONE 0800 022 6571
Own Occupation - Disability Definition
An important aspect of the plan is that a claim can be considered should
you become unable to do your own occupation. This definition clearly offers
the highest protection as a claim will be paid should you be unable to
do your own occupation. However most income insurance providers only offer
this high definition of cover to those who are in low risk occupations
but we offer OWN OCCUPATION cover for all but the very highest risk occupations.
Liability Insurance - Cashback Terms
Use us for your liability Insurance cover and we will give you cashback
after acceptance of your policy.
- Cashback is paid after the second month and once you have made the 2nd monthly payment (if paying monthly).
- Policy premium must be £75 per year or more to qualify for
cashback.
- The cashback is a rebate of our commission, which is paid in advance
of the earnings period.
Cashback is only paid on the basis that you maintain the cover for
the commission earnings period or longer typically 12 months. Should the policy stop or
be altered within this earnings period the provider may request repayment
of any unearned commission from us and you agree to repay on our demand
your percentage share based on the percentage paid to you as cashback.
- We reserve the right to delay paying the cashback until after the commission earnings period if we suspect the policy has been taken out for the sole purpose of acquiring the cashback with no intent of maintaining the cover.
- These cashback terms do not affect your Statutory rights.
- We reserve the right to alter these terms at anytime and if we do shall take immediate effect.
Cashback terms last updated 25th July 2010
