Loan Protection Insurance
Income Protection for Your Loan Payments
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Permanent Income Protection
Provides income protection that can pay benefits until you return to work or your selected retirement age. With the option to have benefits payable after just 3 days! Ideal for self-employed or employed.
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Income or Loan Protection
Award winning Cover! For those who want to cover their income or loan from short term illness. Provides maximum benefit of £1,500 per month over a 12 month period claim period. Can also include optional unemployment cover.
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Mortgage Payment Protection
As its name suggests provides short-term protection from illness or accident, and with the option to add unemployment cover. Maximum benefit amount £2,000 per month over a 6 or 12 month claim period.
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What is Loan Protection?
Loan Protection is short term cover to provide financial assistance should you be unable to work as a result of illness, accident or unemployment. The cover is typically temporary in that the insurance company CAN normally alter the premium under the terms of the cover or withdraw cover completely with 30 days notice. If you want permanent cover that cannot be cancelled by the insurance company consider Income Protection and stand alone unemployment cover. As benefits for illness can be paid after just 3 days of illness and continue to be paid for years until your selected retirement age.
