Income Protection

Long Term Income Protection

Provides permanent income protection to cover your income in the event of long term sickness or accident. Benefits are paid after the set waiting period and can continue until you return to work or reach the end of the plan term (normally set at your retirement date).

Short Term Income Protection

Provides reassurance that you will be paid if you cannot work as a result of sickness accident or unemployment. The waiting period is normally short before you can make a claim and the maximum claim duration is typically 12 months.