Market Leading
Accident Sickness Unemployment Cover

 91.47% of claims notified in 2016 were approved

Employment types explained:
  • Employed Permanent - Working minimum of 16 hours per week, in Permanent Employment, NOT on a fixed term contract, and paying Income Tax under Schedule E via PAYE
  • Employed on Contract - Working for a minimum of 16 hours per week, on a fixed term contract that has not yet run for two years, and paying Income Tax under Schedule E via PAYE
  • Employed Established Contractor - Working for a minimum of 16 hours per week, on a fixed term contract that has run for two years or more, paying Income Tax under Schedule E via PAYE
  • Self Employed - Working for a minimum of 16 hours per week, in business on your own account or in Partnership, paying Income Tax under Schedule D
  • Self Employed Established Contractor - Working for a minimum of 16 hours per week, on a fixed term contract that has run for two years or more, in business on your own account or in Partnership, paying Income Tax under Schedule
  • Self Employed on Contract Working for a minimum of 16 hours per week, on a fixed term contract that has not yet run for two years, in business on your own account or in Partnership, paying Income Tax under Schedule D
  • Controlling Director - Working for a minimum of 16 hours per week, as a Director of a Private Limited Company, where you together with your spouse, co-habitee, civil partner, parent, child, brother or sister, together own 10% or more of the issued Share Capital of the Company that employs you
  • Controlling Director on Contract - Working for a minimum of 16 hours per week, on a fixed term contract that has not yet run for two years, as a Director of a Private Limited Company, where you together with your spouse, co-habitee, civil partner, parent, child, brother or sister, together own 10% or more of the issued Share Capital of the Company that employs you
  • Controlling Director Established Contractor - Working for a minimum of 16 hours per week, on a fixed term contract that has run for two years or more, as a Director of a Private Limited Company, where you together with your spouse, co-habitee, civil partner, parent, child, brother or sister, together own 10% or more of the issued Share Capital of the Company that employs you
Get cheaper premiums confirm your household and living expenses. e.g. credit cards, loans, rent or mortgage, all types of insurance, school fee's, maintenance, pension contributions etc... to be covered under this insurance. Not food or petrol.
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