Income Insurance - Quote


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Insurance for the Self-Employed

If your starting out as self-employed you maybe now be considering for the first time what insurance options you will need to have in place to protect you in the line of business you have chosen. Below are some of the insurance considerations you may wish to consider.

Liability Insurance

Liability Insurance is essential as it protects you and your business from the risks from claims such as bodily injury, property damage and personal injury.

Get competitive quotes online for liability insurance below.

Sick or Accident Pay Self Employed

Income Protection provides you the business owner with a replacement income should you be unwell or have an accident and cannot earn a living. If you cannot work and you are self-employed you will not be eligible to receive Statutory Sick Pay (SSP) you will have to wait 13 weeks without pay to make a claim for Employment and Support Allowance (ESA) formally called incapacity benefit.

Business Failure can be protected against once you have trading figures. This type of cover will provide you will a replacement income should the business go from profitable to failure and you notify the revenue you have stopped trading. Unlike unemployment insurance the terms of the policy are designed for the self-employed so they can claim should the business unavoidably cease to trade permanently. Cover is provided by DMS and quotes can be obtained by clicking on the button "Compare Quotes" below.

More information...

Compare Quotes

Accident Sickness Quotes

Private Medical Insurance

Private Medical Insurance is used to provide for private treatment so you are not waiting on NHS waiting list and kept off work for longer than needed as a result in delays in getting the treatment that you need. It may also provide for treatment not available under the NHS.

More information...

Sick Pay Self-Employed

When Sicknes or Accident Stops You Working

tick Cover is permanent. Once your accepted cover cannot be cancelled by the provider.
tick Option to have benefits payable after just 3 days of illness / accident! ideal for the employed or self-employed where prompt payment is required (Not available on budget cover).
tick Benefits are paid if you cannot do your Own Occupation as a result of sickness or accident.
tick Benefits are payable until you return to work or the end of the plan term! (Or limited to 1 or two years for budget cover).
tick No limit on claims (multiple claim policy).

Special Cash-back Offer 2 Months Free

Self-employed Income Protection Insurance

Personal Income Protection Insurance

  • This option is suited to self-employed where prompt payment is required or if you job is physical or manual.
  • Exceptional cover compare quotes from leading providers.
  • Long-term replacement income if SICKNESS or ACCIDENT stops you working.
  • Option to have benefits payable after just 3 days! Ideal for self-employed.
  • Own Occupation cover, claim assessed on your ability to do your current job.
  • Get 3 Months Free cover as Cash-back (terms apply) exclusively with Quoteme4

Compare Income Insurance

Income Protection

  • This option is ideal for those in low risk admin based occupations.
  • Option to have guaranteed premiums (fixed for the life of the plan).
  • Provides a replacement income if sickness or accident stops you working.
  • Option to have benefits payable after 4 weeks for low risk occupations only.
  • Cover terms will vary and are based on your job. The highest cover "Own occupation" cover may not be an option More information.
  • Limited offer 3 Months free as cash-back (terms apply)

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