Income Insurance - Quote

Testimonials

Excellent advise has been offered. The agent has been very prompt in calling back and replying all my questions promptly.

Bhaskar
More Reviews at Trustpilot
Received a call very shortly after my online enquiry. My contact was extremely helpful and helped me purchase exactly the right policy. I would have no hesitation in recommending there services.

William Cochrane
More Reviews at Trustpilot
Prompt and friendly service. Easy to use, great quotation and prompt response. Friendly advisor, would highly recommend, thanks!

Noel Anderson
More Reviews at Trustpilot
Brilliant! John garcia very helpful found me the best deal and then even rang me a week later and told me he had found an even cheaper deal which suited me always returned my calls and answered all my questions.

Danny Llewellyn
More Reviews at Trustpilot

 View site in Mobile ∴ Desktop

Private Medical Insurance

Private Health Insurance Explained

Private medical insurance (PMI) offers you, your family or your employee's the ability for prompt diagnosis and treatment of acute medical conditions. The cover is designed to help speed recovery by avoiding the stress of long hospital waiting lists and inconvenient appointment times with treatment at a time and location chosen by you.

PMI Cover Overview

Most providers of private medical insurance will offer plans that offer you the option to select the level of cover to match your budget and cover requirements. Typically they fall into 3 cover variations, Comprehensive, Mid-Range, Budget.

Comprehensive cover will cover a wide range of in-patient and out-patient day treatments and consultations and at a wide range of hospitals and may also offer overseas cover. Mid-Range cover may impose limitations on certain out-patient tests and treatments and consultations. And finally budget cover where some out-patient treatments are excluded and/or possibly limited and policy may only be used if there is a waiting list over 6 weeks at a local NHS hospital.

Need Assistance Call 0800 0226571



Private Medical Insurance

Personal Health Insurance

  • Get quick access to private medical treatment for you and your family
  • Automatic 40% no claims discount on every policy
  • Choose the level of cover to suit your cover requirements and budget
  • We are cheaper than direct
  • We offer products from the Whole Market
  • Limited offer £50 cash-back if you take up our cover (terms apply)

Quote Request

It appears you don't have the plugin for this browser. You can click on this link to view the form Quote Request.




Business Health Insurance

Business Health Insurance

  • Get quick access to private medical treatment for key staff to avoid business disruption
  • Reward and value your employees
  • We are cheaper than direct
  • We offer products from the Whole Market
  • Limited offer £50 cash-back (terms apply)

Quote Request

It appears you don't have the plugin for this browser. You can click on this link to view the form Quote Request.




International Private Medical Insurance

International Medical Insurance

  • For those living or working abroad
  • Get quick access to private medical treatment
  • We are cheaper than direct
  • We offer products from the Whole Market
  • Limited offer £50 cash-back (terms apply)

Quote Request

It appears you don't have the plugin for this browser. You can click on this link to view the form Quote Request.



Need Assistance Call 0800 0226571


How to Reduce The Cost of PMI?

There are certain options that can be selected to reduce the cost of your private medical insurance, they are:-

  • Consider having an optional excess if you claim
  • Take a policy that offers a no claims discount
  • Exclude certain treatment or reduce outpatient cover
  • Restrict your hospital list (to exclude the higher cost hospitals)
  • Consider a NHS six week option (if treatment is available within 6 weeks on NHS you use NHS else you get treated privately straight away)

Other methods to reduce cost include:

  • Consider switching provider (on like for like terms) to reduce the cost
  • Don't apply direct as direct prices are more expensive use a broker like us

More Information on Particular Providers

  • AXA PPP
  • Bupa
  • The Exeter
  • PruHealth

Private Medical Insurance Cash-back Terms

  • Cash-back is only paid after month 2 and once you have made the 3rd monthly payment.
  • Policy premium must be at least £40 per month or more to qualify for cash-back.
  • Cash-back is only paid on the basis that you maintain the cover for the 12 month commission earnings period or longer. Should the policy stop within this earnings period the provider will request repayment of any unearned commission from us and you agree to repay on our demand your percentage share based on the percentage paid to you as cash-back.
  • We reserve the right to delay paying the cash-back until after the commission earnings period if we suspect the policy has been taken out for the sole purpose of acquiring the cash-back with no intent of maintaining the cover.
  • These cash-back terms do not affect your Statutory rights.
  • We reserve the right to alter these terms at anytime and if we do shall take immediate effect.

Cash-back terms last updated 8th Jan 2015

 

Unemployment Insurance | Life Insurance Cashback | Critical Illness Cash-back | T&C | Privacy Policy
QuoteMe4 is authorised and regulated by the Financial Conduct Authority FCA number 493391 www.fca.org.uk/register